Student Tools

CGPA conversion, attendance, and education loan calculators

Three free calculators built for Indian college life: converting your CGPA to a percentage for job applications, tracking whether you'll clear the mandatory 75% attendance requirement, and planning education loan repayments before you sign.

1. CGPA to Percentage Converter

Different Indian universities use different official conversion formulas — using the wrong one can misstate your percentage on applications. The converter covers CBSE/UGC, VTU, Mumbai University, and a generic ×10 formula, and shows the exact formula used for your result.

2. Attendance Calculator

Most Indian colleges enforce a minimum 75% attendance rule to sit for exams. Enter your total and attended classes to see your current percentage and exactly how many more classes you need to attend to clear the requirement.

3. Education Loan EMI Calculator

Enter your loan principal, interest rate, and repayment tenure to see your expected monthly EMI before you commit to a loan offer, using the standard reducing-balance EMI formula.

Frequently Asked Questions

Which CGPA formula should I use?

Use the one your university publishes — it's printed on your grade card or exam section website. When in doubt, CGPA × 9.5 is the CBSE/UGC standard most recruiters accept.

Why do VTU and CBSE give different percentages for the same CGPA?

Each university calibrates its own grading curve. VTU subtracts 0.75 before scaling because its CGPA runs slightly higher on average than CBSE's.

Will companies accept a converted percentage?

Yes, for application forms — but for final verification, get an official conversion certificate from your university before placement season.

How is the EMI formula calculated?

Using the standard reducing-balance formula: EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where P is principal, r is the monthly interest rate, and n is the number of monthly instalments.